Isikhathi sokuklama, impilo yesevisi yokuklama, isikhathi sokubuya - ingabe uhlukanisa ngokucacile?

Inkathi yesisekelo sokuklama, impilo yesevisi yokuklama, nesikhathi sokubuya imiqondo yezikhathi ezintathu evame ukuhlangatshezwana nayo onjiniyela besakhiwo.Nakuba Izinga Elihlanganisiwe Lokuklanywa Okuthembekile Kwezakhiwo Zobunjiniyela
"Amazinga" (okubizwa ngokuthi "Amazinga") Isahluko sesi-2 "Imibandela" ibala izincazelo zenkathi yereferensi yokuklama kanye nempilo yesevisi yokuklama, kodwa uyini umehluko phakathi kwazo, kulinganiselwa ukuthi abantu abaningi basadidekile kancane.

1. Isikhathi sokubuya
Ngaphambi kokuthi singene engxoxweni, ake sibuyekeze “inkathi yokubuya.”Esihlokweni sethu esandulele, kanye eminyakeni engama-50 = kanye eminyakeni engama-50?——Njengoba kushiwo emqondweni wesine ojwayelekile wesivinini somoya okufanele onjiniyela bezakhiwo bawazi, isikhathi sokubuya komthwalo sisho “isilinganiso sesikhathi esiphakathi kokwenzeka noma ukwenzeka kwesigameko”, kanye nesikhathi sokubuyisela esikalwa “ngeminyaka” kanye nokweqa konyaka komthwalo Amathuba ahambisana ngokuphambene.Isibonelo, emithwalweni yomoya enesikhathi sokubuya seminyaka engama-50, amathuba okudlula ngonyaka angama-2%;emithwalweni yomoya enesikhathi sokubuya seminyaka eyi-100, amathuba okudlula ngonyaka ngu-1%.

Ngomthwalo womoya amathuba awo adlulele ngonyaka angu-p, amathuba okungeqi isivinini somoya ngonyaka othile ngu-1-p, futhi amathuba okungeqi isivinini somoya eminyakeni engu-N ngu-(1-p) ukuya emandleni e-Nth. .Ngakho-ke, amathuba adlulele esivinini somoya eminyakeni engu-N angabalwa ngefomula elandelayo:

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Ngokwale fomula: kumthwalo womoya esikhathini sokubuya seminyaka engu-50, amathuba onyaka angaphezu kwamaphesenti angu-p=2%, futhi amathuba angaphezu kweminyaka engama-50 yilawa:

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Amathuba we-Transcendence weminyaka eyi-100 akhuphukela ku-:

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Futhi amathuba okudlula eminyakeni engama-200 azofinyelela:

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2. Inkathi yesisekelo sokuklama
Kusukela kulesi sibonelo esingenhla, singathola ukuthi emithwalweni eguquguqukayo, akusho lutho ukukhuluma kuphela ngamathuba adlulele ngaphandle kokusho ubude besikhathi obuhambisanayo.Phela, abantu bazofa ngokuhamba kwesikhathi, amathuba okudlula imithwalo eguquguqukayo azobe esondele ku-100%, futhi izakhiwo zizowa (ngaphandle uma zidilizwe ngaphambi kokuwa).Ngakho-ke, ukuhlanganisa izinga lokulinganisa, kuyadingeka ukucacisa isikali sesikhathi esihlanganisiwe njengepharamitha yesikhathi yamanani okulayisha ahlukahlukene.Lesi sikali sesikhathi "inkathi yereferensi yedizayini".

I-athikili 3.1.3 "yeKhodi Yokulayisha Izakhiwo Zokwakha" ibeka ukuthi "inkathi eyinkomba yeminyaka engu-50 yomklamo izotholwa lapho kunqunywa inani elimele lemithwalo eguquguqukayo."Lokhu ukunikezwa okuyisibopho.Isizathu sokuthi kungani kuyimpoqo ukuthi "awukho umthetho, awukho umbuthano wesikwele", ngaphandle kokubeka isisekelo sesikhathi, akunangqondo ukuxoxa ngamathuba okudlula umthwalo kanye nenkomba yokuthembeka (amathuba okuhluleka) kwesakhiwo. .


Isikhathi sokuthumela: Apr-28-2023